Choosing the Best Life Insurance Option for You
Wednesday, August 30, 2006
Life insurance in the UK is becoming more and more popular with many people now realizing the importance and the benefits of a good life insurance policy. There are two main types of popular life insurance, both of which offer a range of invaluable benefits to UK consumers.
Level Term Life Insurance
Level term life insurance is the most popular type of life insurance policy with UK consumers, and this may be because it is also the cheapest form of insurance. With level term insurance, you and your family can enjoy peace of mind at an affordable price. If you die during the term of this insurance policy, your family will receive a lump sum payment, which can help to cover a number of costs as well as provide some degree of financial security at what will inevitably be a difficult time. The money could assist with costs such as:
posted by sham @ 8:16 PM,
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8-Tips for Packing and Traveling Lite
Saturday, August 19, 2006
by: Holly Bentz
How-to Pack and Travel Lite
In this day and age of traveling cephalalgia, there are a few packing tactics to employ. To cut out an extra thirty to forty minutes at the arriving airport, start with packing small luggage. Since carry-ons can not exceed a linear dimension of 45 inches, you can escape the fiasco of the baggage terminal by simply packing and traveling light. To learn how to pack all your needs into one suitcase, read more.
Use the following pithy packing tips to make your travel light:
Make a list. Compose a pack list. Be sure to coordinate shirts and blouses with bottoms. To maximize your traveling wardrobe fashion savoir faire, stick with solids and versatile basics. Rule-out any clothes that do not match other items.
Roll ‘em up please. The best way to fit all your clothes is by rolling pants and shirts. First fold each item in half. Then simply roll. To try to maintain any creases, start on the bulkiest end of the article of clothing.
Gear up. How to make an awe-inspiring impression out of a basic or mundane outfit? For the most glam appeal, accessorize with a vibrant tie (for him) or a florid scarf (for her). Multihued accessories can liven up just about any attire.
Minimize bulk. After you check for space, edit outfits – ruthlessly. Try to pack microfibers with wrinkle and stain free comfort. With most of your attire, stay in the same color scheme – in case you have to layer up for warmth.
Employ shoe smarts. For men, any leather rubber-soled shoes can make the day and night transition, easy. For woman, a pair of flip-flops, strappy sandals and comfy wedges can serve all casual – chic dressing needs.
Put under garments on the top. To reduce the embarrassment of under garments becoming the side show attraction of the open luggage scan, place all panties in a plastic bag free of any clippers, lighters or other questionable paraphernalia. For expedient security review, place the transparent bag on top of your other items so security can access the bag without ruining your efficient packing method.
Lose Extra Baggage. Leave the heavy travel guide at home. Duplicate important resources to keep your luggage free of extra pounds. Since most hotels and resorts provide irons and blow-dryers --leave yours at home for light travel.
Leave restricted items at home. If you want to make it through security extra fast, avoid any firearms, weapons, box-cutters, scissors, razors, lighters and any other item that may be used in a terrorist situation.
About the Author
Freelance writer, Holly Bentz is the owner of a media boutique, www.fruitionMedia.net. From subliminal e-sales letters, informative articles to powerfully persuasive web content, Bentz takes pride in providing awe-inspiring copy.
posted by sham @ 7:43 AM,
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Five Affordable World Travel Destinations
Thursday, August 10, 2006
by: C.J.Gustafson
Locations
That Offer More But Cost Less
So you want to travel the world but you have a tight budget?
Are you tired of reading about everyone else’s exotic adventures and
ready to have some of your own? Have you always wanted to take an international vacation but thought you couldn’t afford it? There are numerous travel destinations across the world that are both exciting and affordable. Five of them are described here to give you ideas and get you started planning your own getaway.
There are two ways to approach affordable vacations to distant destinations. Either you will save money getting there or the savings will occur once you arrive at your selected spot. If you want the trip there to be affordable, many travel consolidators recommend choosing well-known destinations that are served by numerous airlines and receive millions of travelers each year. The
competition for customers usually drives costs down for everything from lodging
to tour packages. Airfares between major hubs tend to be more affordable and there are often plenty of discounts and last minute travel deals.
London
In Europe, London is a top pick for affordable vacation destinations, for these
exact reasons. Not only do you have more flights to choose from, they are cheaper than if you flew to a more remote location. On average, staying in London may be a bit more expensive than other European destinations, but the seemingly endless choices in hotels, restaurants, transportation, tours, and other travel essentials gives travels opportunities to mold their vacation tofit their budgets. And you can useLondon as your home base to set out on day trips to other more exotic locations
or buy a Eurorail pass and see those more remote countries without the expense
of flying there.
Playa del Carmen, Mexico
This theory also works well for traveling in the Caribbean. Belize is an appealing destination, with wonderful Caribbean beaches and a lush tropic setting, but since it has only recently emerged as a popular travel destination, it is more expensive than Cancun, Jamaica or other well-traveled locations along the Mayan Riviera.
With fewer flights, getting there is more expensive, and there are few
moderate lodging options. Development of larger luxury resorts have begun to boom, but the only real alternative for those on a budget is staying in local facilities that may be hard to locate from home and may be more rustic than most travelers are willing to try.
Althoughthere are many options for affordable vacations in the Caribbean, an excellent pick is Playa del Carmen, Mexico. Accessible via flights to Cancun, which are often some of the cheapest in the region, Playa is just a half hour away. It is
filled with a multitude of lodging choices, from expansive luxury resorts on the
ocean to quaint but clean hotels downtown. From Playa, travelers can branch out and visit Tulum and other locationson the Mayan Riviera or take the ferry across to the island of Cozumel where snorkeling is prime and the attractions are many.
For Asian destinations, travelers often do better to focus on saving money once they
get to their destination. Depending on your country of origin, getting to just about any spot in Asia is going to be a sizable chunk of your travel budget. The
difference will come from the cost of lodging, food, entertainment and other
travel expenditures once you arrive. By choosing destinations where you get the most for your money, you can save a great deal on your international vacation.
A drink or dinner in Tokyo will cost you many times more than what it would in Saigon. The key here is togo where your dollars buy you more and where the local cost of living is low.
Tioman Island
An
affordable yet exotic choice for Asia is Malaysia and specifically Tioman
Island, knows as the mythical 'Bali Hai' from the film 'South Pacific.’
Tioman Island is located at the southern end of the east coast of
Malaysia on the South China Sea. Its sandy beaches, bordered by lush jungles and
stunning mountains make it a relaxing yet intriguing destination, ideal for sun
lovers, snorkelers and divers. Theisland also has many villages for exploring and shopping. English is widely spoken and therates are amazingly affordable, with a two night lodging package for a suite ata lovely oceanside resort averaging around 100 U.S. dollars. Typically visitors reach the island via the speed ferry from the mainland. Although the trip cantake over two hours, it is enjoyable and provides opportunities for dolphin watching along the way.
Buenos Aires
South
America also has many destinations that are affordable because of the savings
once you arrive. Locales like Rio de Janeiro in Brazil, the areas top destination, are coming down in price but are still more expensive than cities such as Buenos Aires in Argentina, where the rates are lower and the U.S. dollar goes further.
A huge metropolis that is more European than South American, the city has much to
offer including cultural events, thriving nightlife, shopping, local sports, and a host of tours and excursions. La Boca, with its street performers, shops, and unique architecture is a big tourist draw. The large number of
choices for lodging, restaurants, and activities provides opportunities for budget travel and savings. Airfare to the city is relatively reasonable for an international destination, with discount fares from the U.S. averaging around $500 round trip. Buenos Aires might not be one of the most exotic or inspiring destinations in South America, but it is a city that everyone should see at least once, and with some of the most affordable rates and fares around, it makes the list as a top South American destination.
Las Vegas
The list would not be complete without a North American destination, and the champ
of all affordable locales is Las Vegas. It too is a city that should be seen at least once, and many world travelers return again and again for the gaming, art, shows and people watching that just can’t be found anywhere else. Close enough to other top U.S. attractions like the Grand Canyon, Vegas provides other options for those who have had their fill of casinos.
The city has long been known for its cheap vacation packages with hotels and resorts
that offer discount rates for rooms, meals and entertainment in hopes of attracting people to their gaming tables. Airfare rates into Vegas are some of the most reasonable in the United States, no matter the origination destination. And with more than 100,000 hotel rooms to choose from, there is sure to be a lodging choice that fits your budget.
The world provides hundreds of affordable travel destinations. With all the options available, there is no excuse to put off thatlife-long desire to travel to exotic places at the far ends of the earth. Destinations can be researched on the Internet or your travel consolidator can make recommendations and help with locating cheap
international airfare and lodging rates that fit your budget. So what are you waiting for? Get outthere and explore the world.
About
the Author
C.J.
Gustafson is a freelance writer and photographer who travels extensively for
work and family
vacations.
A cheapskate by nature and necessity, she is always on the lookout for
bargain travel deals and affordable vacation destinations.
*P/S: before going vacation,buy an travel insurance first.Secure you jurney with tarvel insurance..
posted by sham @ 6:38 AM,
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